About Debora Kerr

As a licensed Homebridge Mortgage Loan Originator in Massachusetts (NMLS #1410930), Debora Kerr can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Debora welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Debora has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Debora Kerr Anytime

Feel free to contact Debora anytime by phone or email for personalized service and expert advice. Debora Kerr will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Debora Kerr is 203(k) Renovation Lending Certified

Debora is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Debora Kerr values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Debora by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Luiky D. June 2018
“Debora was great! She worked fast and efficiently!”
Rubio R. May 2018
“It was a pleasure to work with the team. They made everything look so easy!”
Wandir D. March 2018
“Easy to work with, flexible and fast refinancing. I will definitely use them again.”
Maria D. March 2018
“Fast and organized. Great service!”
Soraya A. Gloucester, MA
“She did an unbelievable job, educating the client about the process and being available to help him through the transaction. I will refer her to my clients again.”
Fabilene N. Lynn, MA
“Debora Kerr, went above and beyond, she truly exceed our expectations. Sellers/Buyers Agents were thrilled to work with Debora. Thank you so very much! I could not ask for a better Loan Officer.”
Kirsis W. Lynn, MA
“Debora was the best, thank you.”

Our Latest Thinking

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »
Read More

It’s time to find the right loan for you. Tell us a little more about yourself to get started.