About David Samara

As a licensed Homebridge Mortgage Loan Originator in Massachusetts (NMLS #29773), David Samara can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

David welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. David has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact David Samara Anytime

Feel free to contact David anytime by phone or email for personalized service and expert advice. David Samara will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

David Samara is 203(k) Renovation Lending Certified

David is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

David Samara values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact David by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Ryan P. Aug-18
“Very easy to work with.”
Ryan P. Aug-18
“Very easy to work with.”
Ryan P. August 2018
“Very easy to work with.”
Ryan P. August 2018
“Very easy to work with.”
Russell R. June 2018
“Service, follow through and professionalism.”
Nathan M. April 2018
“Easy to work with!”
David M. March 2018
“Because David Samara is my bud.”
John O. December 2017
“Excellent service. ”
Brian T. December 2017
“It was a pleasure working with David Samara and HomeBridge Financial Services. ”
Edward B. October 2017
“Dave was great!”
Ramon N. October 2017
“Because they work fast.”
Christopher A. Jefferson (holden), MA
“Dave Samara couldn't have made it any easier. Very responsive and easy to get in touch with. Top notch!!”
Jacqueline G. Hudson, MA
“We feel that they provided us with wonderful leadership in helping us with all of our issues. We accomplished all of our transaction long distance, as we are in Florida and purchased a Condo in Massachusetts. They were more than patient with us in gathering the right information and getting it faxed in a timely manner. They were very cordial and friendly at all times. Because we are technologically challenged (as our daughter puts it) they made every effort to get the information to and from us in a way that worked for us.”
Kristi S. Northborough, MA
“Very professional. Smooth process. Very Satisfied. Great team of mortgage professionals.”
Nicholas V. Worcester, MA
“The knowledge of specific programs was helpful. The loan officer and his staff made everything easy.”
Cailin D. Worcester, MA
“The fact that this loan was closed on the day promised is something that will forever keep me in awe! Dave Samara and his team went above and beyond for this one. It'”
Michael F. Worcester, MA
“Knowledgeable, accommodating, informative, quick to respond, entertaining, and very understanding of my needs and concerns.”
Tom C. Sturbridge, MA
“I was very impressed you were able to process the loan in 28 days for a bank owned property.”
Jonathan F. Worcester, MA
“Honesty is the best policy. Was upfront with all information and easy to contact when questions came up. Also took the time to explain the process and help me get a better understanding of the buying process.”
Jorge P. Worcester, MA
“He was very fast in replying to my emails and phone calls, very prompt. He was friendly and answered all my questions and concerns. He was all around very detailed in explaining the process of buying a home and making sure I was comfortable.”
Charles C. Hanover, MA
“Good communication by the staff. They were honest and nice. It was great working with them. I will definitely recommend them to family and friends.”
Michael M. Worcester, MA
“David's knowledge from inception creates the most value in any transaction I send. Too often we're faced with a loan that gets rejected after 30-60 days in process. Although David always says that it's never a done deal until it closes, I feel confident when he's involved in any of my transactions.”
Cheryl K. Higganum, CT
“David Samara handled everything with ease and even closed the loan much sooner than expected! I will definitely recommend him in the future!”
Michael D. Shrewsbury, MA
“David Samara is a wizard. The buyer was self employed and David treated him like a CEO and was able to close the loan in LESS Than 30 Days!!!”
Mike D. Sterling, MA
“David is the industry'”
Scott A. Shrewsbury, MA
“Dave Samara went way above and beyond to get our loan closed on time.”
Kristin S. Worcester, MA
“Dave was great to work with from start to finish! He was helpful, informative and always available!”
Michael D. Worcester, MA
“Dave Samara --- never ever have to worry about if he'”
Rick F. Worcester, MA
“Dave Samara and Carla did an outstanding job keeping us updated and on track. Excellent Job!”
Melissa S. Woburn, MA
“Dave Samara and Elaine Wesley were AWESOME. We had no idea how to get into a home, or if it was even possible for us. They held our hands every step of the way and set us up with some great people along the way. We just closed yesterday, and have a 200k renovation starting next week. I couldn't be happier with the service we received. I've recommended them to anyone who will listen to me! Without their assistance I don't think we would have been able to handle this!”
Matthew H. Worcester, MA
“Dave Samara explained all of our options that we were considering in a very easy to understand manner. He let us know the benefits of each option and that made it an easy choice for me and my wife. Dave was very easy to get a hold of. He is very trust worthy.”
Gregory B. Pepperell, MA
“Dave Samara is the best.”
Dan M. Grafton, MA
“Dave Samara was responsive and ahead of schedule. As always he provided myself and my buyer with all the information needed to ensure a smooth closing.”
Robert K. Clinton, MA
“Dave and his team did an excellent job! I am very happy with my experience and I will definitely refer Dave to my friends and family!!!”
Anthony D. North Grafton, MA
“Dave and team were all great to work with. Anytime I needed something or had a question they were always there to help. They made the process of buying and selling a house the easiest it could be. I would recommend them to anyone who needs a loan in the future.”
Tracey F. Rutland, MA
“Continual updates on the loan. Good communication.”

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