About David Krolikowski

David Krolikowski is an experienced mortgage professional who’s been supporting California residents since 1996. He’s done so by providing a simple and easy loan experience, along with a wide range of loan solutions to fit his clients’ unique needs.

David begins the loan process by listening to his clients, discovering their financial goals and then patiently walking them through their options. Whether funding first-time homebuyers or clients who want to access government home loan programs, David’s knowledge of mortgage guidelines means he can ensure his clients have a successful close. His dependability and responsive communication mean they get the attention they deserve. David treats them like family and works hard to ensure they enjoy a rewarding loan process.

When David isn’t helping his customers secure funding, he’s spending time with his wife, three children and five grandkids. He enjoys sporting events (huge Dodgers fan!) and participating in local community organizations, such as the Rotary Club and the Knights of Columbus – of which he is a 30-year member. Born and raised in California, Carlos loves serving the local communities and helping others reach goals through better home financing.


It’s been a while since you’ve closed on your loan, it’s time for a checkup! If your goals have changed since closing, then you may have lots of questions to ask! Are you thinking about shortening your term? Taking cash out of your home? Curious if you can lower your monthly payment?

Click below to see all of your possibilities, and call me today for an easy checkup on your mortgage!

The information and calculations provided via this site are for educational and/or informational purposes only and has been provided in this format by Top of Mind. This is not an offer to lend. The above calculators are for fixed rate scenarios. The rates/APRs shown may not be available at this time and the rates/APRs/loan terms provided do not constitute an offer to lend. The P&I payments shown are monthly payments for principal and interest only, unless specifically noted.


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