About Clifford Cernek

Cliff Cernek is a New Jersey native who thoroughly understands the area’s diverse and ever-expanding real estate market. He is licensed to originate mortgages in 49 States and Washington DC. Cliff is an active EMT for over 30 years, currently serving the Sparta Volunteer Ambulance Squad. He also works as 911 Dispatcher for the Sparta Township Police Department in New Jersey. Accustomed to assisting those in need, Cliff brings a helpful attitude to HomeBridge.  He enjoys educating his clients throughout the mortgage process and sharing in the excitement of closing on a new home. With this, Cliff is committed to providing each customer with the highest level of service and professionalism. Cliff understands that his past and current customers are his most valuable referral sources, so the greatest compliment he receives is a customer’s vote of confidence. New Jersey Monthly has recognized Cliff six years in a row as a Five Star Mortgage Professional. The publication surveyed recent home buyers and industry professionals to find mortgage professionals in the New Jersey area who scored highest in overall satisfaction.

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What Our Customers Say About Me

    Trustpilot
Adrienne and Emil O. August 2017
“This is our third mortgage with HomeBridge and we have always had wonderful service! They are always professional and accommodating!”
Scott E. April 2017
“Cliff made this process fast and easy!  He was very helpful during the entire process!  I received great service from HomeBridge, the best I've ever had while doing a refinance!  Everything was perfect!  Thank you!”
Mark H. February 2017
“Cliff and his team were very helpful and flexible!  They provided a very good response time throughout this process!”
Michael S. and Patricia C. October 2016
“Cliff and his staff were very responsive, professional and nice to work with!  We are refinancing so we have already used HomeBridge for a second time!  Thank you!”
Cynthia H. September 2015
“Cliff was polite, quick to respond to questions and he was very easy to work with!  Thank you HomeBridge!”
Dirk S. July 2016
“Cliff and his team were extremely helpful, knowledgeable and patient!  I will return to HomeBridge for any future needs and I will recommend them to others!  Thank you!”
Silas and Carmela G. June 2016
“Cliff was so easy to work with and made this the best loan process I've ever had!  He was awesome!  I will return to HomeBridge for any future needs!  Thank you!”
Silas and Carmela G. June 2016
“Cliff was so easy to work with!  This was the best loan process I've ever experienced!  Cliff was awesome!  Thanks!”
Michael and Paula O. May 2016
“Cliff was always available to assist!  He provided outstanding customer service!  We would recommend HomeBridge to family and friends!”
Philip R. October 2015
“Cliff made this process go so smooth and easy.  He was always available for any questions or concerns that I had!”
Joseph D. November 2015
“Clifford was great to work with!  He was a great communicator, clear, concise and helpful throughout the process!”
Michael and Cheryl B. January 2016
“HomeBridge was recommended by my daughter.  The process was quick and painless.  Cliff was so helpful!  Thanks!”
Bruce and Judith R. January 2016
“Cliff was great to work with, he was very responsive to any questions or concerns we had.  This was such an easy process!”
Darrell D.
“We have always been satisfied with our experience with HomeBridge, we have never had any issues and would return in the future!  Thanks!”

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