About Christy Lockrem

You must be looking for home financing. I do that! Homebridge has an impressive variety of loan programs to suit many different situations. Whatever type of mortgage you are looking for, I am here to give you the options and guide you through the process. All you have to do is start the conversation and I’ll help with the rest!

Call or email me today!

What Our Customers Say About Me

Darren C. Jun-22
“Christy was incredibly helpful and made the experience much more pleasant than I would have expected. She is incredibly knowledgeable, and takes all the time necessary to help the client understand things.”
Jayma L. May-22
“Christy Lockrem-Sharf was a dream to work with on the mortgage process. As first time home buyers - we had a lot of questions up front and she answered everything that came her way in a timely and informative manner. She remained responsive every step of the way and worked in lock-step with our agent to help us buy our dream home. I would recommend Christy to anyone looking for a fantastic mortgage lender because she made it feel like a partnership rather than just a business transaction.”
Brian K. May-22
“Christy was great, giving personalized service, very quick to answer questions or provide estimates before I had a sale contract. Very easy to work with, would absolutely use Homebridge/Christy again for a refinance or purchase.”
William B. Jan-22
“Christy was very responsive and treated us as if she had a vested interest in our happiness. She made this process easy and seamless. We can't thank her enough.”
Carrie G. Nov-21
“Christy was amazing to work with. She was incredibly responsive, and made the entire home purchase process a breeze.”
Amy S. Jul-21
“Christy and her team at Homebridge were accessible, knowledgeable and responsive. I felt comfortable asking questions. They were all super helpful!!”
Marc A. Apr-21
“Thank u”
Scott B. Apr-21
“Christy was great to work with and did a wonderful job. From the beginning to closing, things went very smooth. I couldn't be happier with my experience.”
Gustaf I. Feb-21
“Christy was very knowledgeable and helpful from the very beginning. As first time home buyers, she explained to us clearly what we needed and why we need it. There were no hiccups during the process and she made it very pleasant. Christy was always there to take our calls no matter the time or day.”
Emily L. Jan-21
“Christy was incredibly helpful! Very great first home buying experience.”
Kristen C. Dec-20
“Christy made this such a pleasurable and exciting experience. I can't say enough good things about her and Homebridge. She made our dreams come true in record time. Thank you!!!”
Jayson C. Dec-20
“Christy is an utter rock star. I cannot believe the level of knowledge and acumen she showed on my home loan. She was referred by my real estate agents and I could not be more thankful for her help. She was a dream to work with and really took care of me throughout the process.”
John Q. Nov-20
“Christy seemed to be always available to answer any questions we had. She led us through the process without any problems at all. Very quick and thorough!”
Jessica Y. Nov-20
“Very thankful to have Christy walk us through our financing journey. She kept us informed and advocated for us the entire transaction. She locked us in at an amazing rate and kept us in the loop of the status and any anticipated changes. Christy was very personable and easy to talk to and was very helpful in a stressful seller transaction.”
Sara L. Nov-20
“Christy was excellent to work with. Very communicative and the process was seamless. Highly recommend.”
John B. Nov-20
“Keep up the good work .”
Sofia H. Jul-20
“Already submitted that earlier and praised working with Christy! She was timely, efficient, informative, and warm. Can't give her enough kudos.”
Sofia H. Jul-20
“Christy was timely, efficient, informative, and warm. Can't give her enough kudos.”
Elizabeth S. Jun-20
“Christy Scharf made the entire loan process seamless for me. She was always available to answer questions and I felt her high level of experience was demonstrated from start to finish. She made the process of buying a home very pleasant for me. As a real estate agent I will be referring all my clients to her. Thank you Christy! -Liz Steele”
Curt S. Jun-20
“Christy is the best!!”
John E. Jun-20
“Christy exceeded expectations in every possible category. I've never worked with someone as responsive and quick to answer any question I may have had. She really made the entire process clear and there were zero surprises on the lending side of our transaction. She left the best possible impression on me and I don't feel I need or want to look anywhere else to fulfill my lending needs in the future. Thank you for being such a rockstar at what you do Christy and making my life easier throughout my homebuying experience! I look forward to working with you again :)”
Ryan W. Jun-20
“Christy is amazing. She's knowledgeable and fun. Super responsive and I'd work with her again....or go for brunch.”
“Christy is always so personable and professional, and she is the reason I worked with Homebridge--I'd follow her anywhere. She has gone above and beyond to help me over the years. I recommend her to everyone I know,. She's fast, thorough, and so good at her job.”
DONNA A. Apr-20
“Christy Scharf was very friendly, knowledgeable and thorough. She kept the process on track and was always there to answer questions in a timely manner. I highly recommend her.”
“Thank you so much for your professionalism and bean such a wonderful person thank you very much”
Ashley - First Time Home Buyer
“I can't imagine having a better team working for me: you have made this process so smooth and stress free for me.”
Mariah Gentry - New Homeowner
“Christy is amazing! There aren't enough words to describe our gratitude for Christy's help over the last 8 years. We have purchased 3 homes with her assistance, and I can truly say that without her guidance, we wouldn't be where we are today! We have had several tricky properties along with complex finances, and she handled everything with grace and skill. Christy is filled-to-the-brim with creativity, knowledge, and wisdom. Not only did she guide us through each step of the loan process, but she always offered us only the best products and loan options. She often went above and beyond to ensure that the process was going well for the seller too! We are so appreciative of Christy's unwavering knowledge and her willingness to go above and beyond. Thank you so much for your help, Christy! You are truly the best at what you do! Thank you! Thank you! ”
Jason Thrasher - Veteran
“Thank you Christy, Scott and Donovan or everything! Y’all are the dream team and will forward more people (especially my fellow Veterans) to you. The level of care you provide is amazing. I honestly don’t know how you do it. Thank you so much because as much as I loved the condo, I feel this is my forever home. Thank you so much for exceeding my hopes and dreams in finding my new home. ”
Arron W. - First Time Home Buyer
“I had the absolute pleasure in working with Christy from Homebridge Bank, She not only helped us through the process, answered all the new home buying financial questions we had, but she went the extra mile to get us the best deal we could financially. She was always on top of the loan process and was always keeping me updated on anything and everything. I could never have imagined going through this process with such ease and quickness. Christy was amazing and incredibly knowledgeable in all aspects of the load process. I would recommend working with her to anyone I would ever meet. Thank you so much Christy!”
“This was pretty much the easiest real estate loan transaction I've ever had (two previous houses and multiple refinances). Christy was amazing and I can't recommend her highly enough!”
Sara Lutz - Commercial Loan Coordinator
“Christy is amazing to work with. I bought my first home through her. She's incredibly thorough and intelligent. If any unknown issues came up, Christy was extremely communicative and helpful. Highly recommend her if you're looking to finance, you can't go wrong. ”
Cathie Berger - Executive Office Administrator
“It's seldom you find someone like Christy, she enjoys what she does and it's apparent in how well she takes care of her customers. She has assisted my family with multiple mortgages and we highly recommend her to our friends and family. She's very responsive and helpful, patient when asked a million questions and quick to find answers. My concerns were her concerns and she provided solutions that we were extremely happy with, always a great experience working with her. Thank you Christy, for going the extra mile!”
LEONID PISHCHULIN - Applied Scientist at Amazon
“I strongly recommend Christy to everybody who is applying for a home loan. I had very positive experience when working with Christy. Throughout the entire process she was very professional and responsive. Most of our interaction was via email and whenever question I had she always replied within very short time. She was able to close our home loan within only three weeks and helped to select a right mortgage product that fully satisfy our needs !”
Nicholas and Jonathan Anderson - First Time Home Buyers
“We'd always heard that buying a home was one of the most stressful experiences from some of our friends. And while we did have our struggles finding a home, the process to actually finance it has honestly been easy. Perhaps we're statistical outliers, but based on Christy's absolutely glowing recommendation from our Realtors, I agree that this is because of her tireless and amazing efforts. Not only was it easy - it was lightning fast. From pre-approval to formal offer to underwriting to closing, Christy was highly communicative, helpful, informative, and friendly. She not only answered our questions quickly but anticipated our needs throughout the process. Honestly, we can't thank her enough for everything. ”
Ashley - First Time Home Buyer
“I can't imagine having a better team working for me: you have made this process so smooth and stress free for me.”
Dawn Esselstrom - Area Director
“I would highly recommend working with Christy! She just assisted my husband and I through the loan process on a complicated family real estate deal and was an excellent resource throughout the process. She made the loan process easy from start to finish and was knowledgeable, responsive, and supportive. We were very happy we chose to work with Christy and Homebridge! ”
Alyssa Nau - Sales Executive - Fidelity Home Warranty
“Christy has done 2 of my personal loans and family and close friends as well. I would recommend her with confidence to anyone. Her patience, knowledge and communication during each loan process was exemplary and helped put me at ease during a usually stressful time. It helps to have someone on your side that you can trust completely. I would not ever use anyone else. ”

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