About Christopher Conlan

As a licensed HomeBridge Mortgage Loan Originator in New York (NMLS #78904), Christopher Conlan can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Christopher welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Christopher has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Christopher Conlan Anytime

Feel free to contact Christopher anytime by phone or email for personalized service and expert advice. Christopher Conlan will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Christopher Conlan is 203(k) Renovation Lending Certified

Christopher is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Christopher Conlan values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Christopher by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Andrew F. June 2018
“Detailed responses to the level I asked.”
Kelly J. June 2018
“Excellent experience. Very helpful and informative.”
Peter C. October 2017
“Chris and Processor Caterina were very helpful and responsive.”
#VALUE! Ossining, NY
“Simply put, from the very beginning I was impressed with explaining much of the details involved when applying for a mortgage. In particular the knowledge and organized teamwork displayed by Chris Conlan and team in their presentation. In addition, the team was equally important in pointing out what additional documents I needed to furnish along with timely updates on progress made. As a whole, the stressful waiting period was comforted by constant progress updates by all above. Believe me those phone calls were informational and relieving.”
Eduardo G. Mahopac Falls, NY
“Chris was excellent, he helped speed the process and close fast. Great service, made me smile all the way.”
Michael E. Honeoye Falls, NY
“Chris Conlan was a pleasure to work with. I will refer all my friends family and clients to him.”
C A. Mount Vernon , NY
“Chris Conlan was great in handling this client. It was a complicated deal and Chris was patient and professional throughout the entire process.”

Our Latest Thinking

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »
Read More

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »
Read More

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »
Read More

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »
Read More

It’s time to find the right loan for you. Tell us a little more about yourself to get started.