About Chris Holden

One of my favorite analogies to use when it comes to obtaining a mortgage is that it’s like a white-water rafting trip.  I’m the boat captain and the borrowers are along for the ride.  During our trip we expect mostly smooth water, but there will be some rapids.  You may get wet.  If you fall overboard I’ll get you back in the raft.  But, we won’t go over the waterfall!  We will arrive at our destination on time, and hopefully you will have had a good enough ride that you’ll want to tell your friends and family all about it.

  • 16+ years of experience originating mortgages.
  • Conventional, FHA, VA, USDA, and Jumbo loan products.
  • Renovation and rehab loans.
  • First time home buyer programs such as Oregon Bond
  • Down payment assistance.


As your Mortgage Loan Originator, you can count on me for timely follow up, honesty, and integrity throughout the entire loan process.  You can expect your phone calls to be returned promptly, and answers to your questions.  Making the loan process as easy and stress-free as possible is just one of the many reasons the majority of my business comes from repeat clients and referrals from those clients.

What Our Customers Say About Me

JOEL D. Nov-21
“Well Done”
RICK S. Oct-21
“Chris Holden has been my go to person for over 20 years and will be for any of my mortgage needs or advice. Trust is earned! He works hard for it...”
“This is the third time we've worked with Chris Holden. We live in a multigenerational home - and we were able to navigate all that we needed to, with all the complications that comes with it - only with Chris' guidance and expertise. - Se-ah-dom Edmo”
“A big thank you to Chris Holden who made the process painless! He is so well informed, explains everything very clearly, responds promptly via email and phone and just a very nice person!”
ROXANN J. Feb-21
“Chris was great and made the process easy for me including working around my computer skills. He was professional and friendly. I recommended him to another friend of mine who is working with him right now. And thanks for the huge chocolate bar!”
LAURA B. Feb-21
“Whether you're considering a 1st time home purchase or refinance, be sure to contact Chris Holden for a seamless process! I've worked with him for both of these options and everything went perfectly. Thank you”
TRENT R. Jan-21
“Chris the the best. I've known him a long time, and he's worked with my wife and I on a half a dozen refis and purchases over the years. I've also referred him to countless friends and family, and have heard nothing by glowing reviews from them as well. To be honest, as great as Homebridge has been, 100% of my decision to work with your company is based on my relationship with Chris Holden. Keep supporting him, and I can guarantee you my family and I will continue to do business with Homebridge well into the future.”
TERRI B. Dec-20
“It was a pleasure working with Chris Holden. Chris is very professional and communicates what is needed. I have worked with Chris for many years and will never work with any other broker!”
BRENT M. Nov-20
“Chris went above and beyond what I'd expect from your typical loan officer and walked me through what could have been a difficult transaction because I'm technically challenged. He problem solved effectively and seemingly nonchalantly.”
“Chris did an excellent job. The only criticism I would have would be the time to process the loan through underwriting. This seemed to take too long a time.”
STEVEN V. Aug-20
“I have had a relationship with Chris Holden for over a decade now. From my first home purchase, through my second home purchase, Chris Holden is great to work with and is the reason why I like Homebridge so much.”
“Chris' communication is great. The process was a little slower due to COVID but he kept us in the loop the entire time.”
JOEL D. Jul-20
“Top Notch Professional”
“For a transaction of this size and importance I have the highest expectations and Chris Holden personally exceeded them. I have trusted him to work with my retired mother and have already recommend him to a neighbor.”
Anonymous – Aug 2020
“Chris did a great job for me, he was on top of things at all times. I would recommend him to anyone. Chris you ROCK!!”
Joel D. – Aug 2020
“Chris is an Honest, Hardworking , Mortgage Professional, with many years of experience. I have used his services on three purchases and one refinance and have referred him to family and friends, who have all thanked me for his referral.”
Lynae R. – Aug 2020
“Chris is very knowledgeable about his field, helpful, patient in explaining and professional. I would definitely use him in the future and recommend him to family and friends.”
“For a transaction of this size and importance I have the highest expectations and Chris Holden personally exceeded them. I have trusted him to work with my retired mother and have already recommend him to a neighbor.”
“Chris' communication is great. The process was a little slower due to COVID but he kept us in the loop the entire time.”
Katy B. – Jul 2020
“Chris was great with communication and getting us what we wanted in a mortgage. He kept in contact and kept us up to date on the goings on thru the COVID situation. I would highly recommend him to anyone looking to refinance or buy a home.”
AMBER R. Jun-20
GLENN R. Jun-20
“We love working with Chris Holden he is very responsive and makes the process as easy as possible. He is the best!!”
Jeanne F. – June 2020
“I really enjoyed working with Chris on my Refi. He was there whenever I had a question & he was so patient with me. Every thing went so smooth. I would definitely recommend Chris to my family & friends & if I ever need this help in the future I would definitely ask for Chris .”
Amber R. – June 2020
“I have worked with Chris a few different times, not only for my home but my parents as well. His experience and knowledge of the industry Is extensive. He knows how to get the process done with the least amount of hiccups and quickly. I highly recommend him to anyone looking for an amazing mortgage guy!”
Noah H. – May 2020
“We just recently purchased our second home with Chris after over a year search for a home. He was with us the entire time and provided documents in such a swift manner for each of the nearly dozen home offers we made. This one finally stuck and we are super happy that he was there to guide us through the process. So happy to have met Chris seven years ago and will continue to reach out to him for as long as we can!”
Cheney – May 2020
“Chris was an absolute pleasure to work with from my first conversation with him. He helped me with what I asked for, was extremely informative in exploring options, was patient by keeping a keen eye on rates specific to my loan, and kept me abreast of every step after the rate was locked. I will certainly work with Chris again.”
Kevin – May 2020
“My wife and I really appreciated working with Chris on our refi. The process was well orchestrated. Each step of the way was explained and executed in a timely fashion. We couldn’t have asked for more, and would highly recommend Chris and Homebridge. Thanks Chris!!”
Nicholas V. – Apr 2020
“This is my second time working with Chris. First on a VA home loan and now for a VA-IRRL. Chris is super knowledgeable, helpful, and great to work with. He makes everything run smoothly and keeps me up to date on how we're progressing. I would strongly recommend him to anyone.”
Chrissy – Apr 2020
“We used Chris’ services for our original loan and our refi four years later. All communication was done by email and phone. We have never met Chris in person! This made the process incredibly easy. Chris responds to my questions via email very quickly. I couldn’t have asked for a better experience.”
Shannon T. – Mar 2020
“Chris has guided me through three separate loans over the years. He's consistently taken the time to thoroughly respond to my questions and concerns. He's a clear and concise communicator and knows how to move the process along efficiently with great attention to detail. Chris is not afraid to pick up the phone and call his clients which is rare and much appreciated these days. Thanks, Chris!”
Kevin M. – Mar 2020
“Chris was amazing! He has been so helpful and accommodating throughout the whole process. I highly recommend him and his team. Thank you very much!”
Lisa T. – Mar 2020
“Chris Holden was so great to work with! My realtor recommended Chris as she had worked with him in the past and I'm so glad she did. My husband and I were first time home buyers with little experience or knowledge of what was needed to get a mortgage on a home. Chris walked us through the process, was very clear on the documents that we needed to provide, was able to turn around the pre-approval letter in 1 day and was with us throughout the whole process. He was very accessible and easy to contact whenever we had questions. I'm thankful we had Chris to walk us through the loan process for our first home. He made it so easy!”
“Chris Holden helped walk me through every step of the refi process with such ease, expertise, professionalism. I was hesitant who to trust but Chris Holden gained my confidence quickly due to his high expertise level, responsiveness, patience, and transparency. I couldn't be more pleased with his service, direction, guidance. Look forward to working with Chris again and giving him an excellent reference. Thank you Chris!”
Andrew E. – Dec 2019
“Chris Holden is a one of the best mortgage loan originators i have had. His expert knowledge and professional advice made it easy to get everything prepared for the new loan. Chris was able to layout several options and make suggestions to help improve my credit score. With his help I was able to navigate the loan application process better and get a better result on closing the loan. I would highly recommend Chris Holden for those who are looking for a professional who is easy to work with and provides expert knowledge.”
Robert W. – Nov 2019
“Chris has helped us with three different mortgages. And a remodeling loan. I guess that fact alone, speaks for itself. Chris has always been responsive and very helpful. We enjoy his calm, cool and collected demeanor. But mostly we appreciate his high level of integrity.”
VANCE A. Sep-19
“Our first experience with Chris Holden was almost five years ago when we purchased our home while overseas. Chris worked with us to get pre-qualified so that the purchasing process would go as smoothly as possible and then worked with the issues involved in getting notarized signatures while out of the country. All went so well that when we decided to refinance and take advantage of lower rates we called Chris again and the refinancing process was even smoother than our first experience. In all of our home-buying experience, Chris Holden has been by far the best mortgage agent we have ever worked with. His follow through, helpfulness, timeliness and general personality have all been a big plus to our HomeBridge and Homebridge experience.”
Abel R. – Sept 2019
“When I decided to grow up and buy my own place I had no idea it could be so complicated (and a bit stressful) ,navigating the process would have been close to impossible for me. Chris’ effort and patience with me made it all possible ,now sitting in my own place I’m so glad I took that step and grateful to him for helping to make it happen. Thanks Chris!!”
Richard Miller - Project Manager
“This is our 3rd engagement with Chris and we couldn't be happier. With every engagement Chris ensures that we completely understand what the status is of our business and makes it a point to reach out to us to make sure that we know what is coming up on the horizon in the short term. Chris seems to never sleep as it doesn't seem to matter when we send over a new request or want an update he always seems to have a response within a few hours....No matter how late or early in the day it is. Dealing with Mortgages & Finances can be a disastrous experience without the right partner helping. I'm happy to say that Chris Holden is that right partner and we couldn't be happier with him and the services that Homebridge provides. Highly Recommended.”
Carmen Cordova - Sr. Salesforce Administrator
“Chris has helped me with four loans now. I can't imagine working anyone else! Not only is he an expert in his field, but his ability to present options in a way that gives real perspective is an art! I have complete and total trust in Chris to help me find the best solution for me. He communicates clearly through the whole process, and makes what can be an anxiety inducing task, incredibly easy! I recommend Chris without any hesitation whatsoever. He is fantastic!”
Jennifer M - Promotional Marketing
“My home refinance was a bit complicated and I had went through two people prior to finding Chris. After I found him the process even though complicating he helped in everyway possible and it seemed easier. Chris was helpful in suggesting possibilities, alternate solutions, and responded back in a timely manner. He was knowledgeable about what he knew and getting the process done. I couldn’t imagine having worked with anyone else other than Chris!”
Thelma Nemarundwe
“Chris was amazing to work with. Very patient, responsive and knowledgeable. Throughout the whole process l felt Chris had my best financial interest and he took the time to explain and review options with me. I will definitely recommend Chis to anyone looking for a home mortgage.”
Andrew Knapp - Director of Engineering, Salesforce
“Chris came recommended to us through a family member. In the beginning, we were assuming that we were going to use our primary bank for our mortgage needs, and just contacted Chris to get another quote. We couldn't have been more wrong! Chris was helpful, responsive and a delight to work with through the whole process. When compared with our bank (and their less than great communication), it was a no-brainer to choose to go with Chris and Homebridge for our loan. I can't recommend Chris enough, he was awesome!”
Travis Siders - Registered Nurse
“When purchasing our new home, my wife and I had no clue about the financial aspects of obtaining a loan. Chris was there every step of the way and ensured that we understood every detail, and made himself available at all times to us. I would highly recommend Chris to others and in fact have already started to mention him to friends and family members looking to obtain a home loan in the near future.”
Peggy Burns - Homeowner
“It is a pleasure to strongly recommend Mr. Chris Holden at Home Street Bank for his assistance in obtaining a HELOC. He thoroughly explained my options. I went back and forth in my decision making. He was consistently patient with me until I had come to a decision. Today I am officially approved for the loan! Thanks to Chris!”
Kurt McClellan - Sr Account Executive
“We worked with Chris to buy our last two homes. The first time, our situation was complicated and other brokers told us that we wouldn't be able to get a loan. Chris wasn't so easily deterred. He patiently talked through some creative ideas, honestly assessing pros and cons. With his help, we were able to get it done! Four years later, we decided to move. This time, our situation was much less complicated but he still made sure we talked through all the possibilities. In both cases, he was always available to draft up a same day pre-qualification letter, several times on weekends. I completely trust Chris and always felt he worked from a place of uncompromising integrity. Recently, my inlaws were looking to buy their first house. They had already decided to use another broker, however, I encouraged them to at least talk with Chris. After one conversation, they changed their mind and went with him and they were not disappointed. I would not hesitate to work with Chris again in the future or recommend others to do the same.”
Annie acurttright - optometrist
“Chris had helped us with an original mortgage, a re-fi and a line of credit. He is very quick to respond and gave me all the friendly reminders I needed to set up all my paperwork. He makes the process simple, so we keep coming back for more :)”
Jack Hurt - Retired engineer
“Chris was very professional and competent. No snags during the process. I would not hesitate to recommend him.”
Mark Valadez - Associate Administrator, Dept of Surgery, OHSU
“I have financed two homes with the help of Chris Holden and would definitely use him again if we are ever in need for another home loan He is excellent to work with. He makes a sometimes confusing and frustrating process painless. He is proactive, prompt, accessible, quick to respond, and extremely pleasant to work with. I highly recommend Chris to anyone in need of a home loan!”
Se-ah-dom Edmo - Sovereignty Program Director
“We are a multi-generational Native family. We had a complicated home selling and buying process. Chris helped our family create a clear action steps, communicated respectfully and helped us through from thinking about purchasing to closing. Our family first met Chris in 2014 and he has now helped us with 2 loans. These were the biggest purchases our family has ever made. We highly recommend Chris and his work and encourage everyone to have a conversation with him even if you think you might not be ready - call him - he can get you on your way!”
Jim goodell - Pharmacist
“Chris has helped my family with both refinancing a home loan and in acquiring a home equity line of credit. Chris is always available for answering questions and has made the loan application process very easy for my family. I highly recommend utilizing chris's Services if you are in need of a loan.”
John Van Beek - Head of Household, Musician, Homeowner
“Chris was great at guiding us through the loan process; always quick to reply (even when out of the office) to any questions we had. Smooth sailing was had through the entire transaction, with helpful suggestions along the way to pilot us into our new home port. Thanks!”

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