About Chris Holden

One of my favorite analogies to use when it comes to obtaining a mortgage is that it’s like a white-water rafting trip.  I’m the boat captain and the borrowers are along for the ride.  During our trip we expect mostly smooth water, but there will be some rapids.  You may get wet.  If you fall overboard I’ll get you back in the raft.  But, we won’t go over the waterfall!  We will arrive at our destination on time, and hopefully you will have had a good enough ride that you’ll want to tell your friends and family all about it.

  • 16+ years of experience originating mortgages.
  • Conventional, FHA, VA, USDA, and Jumbo loan products.
  • Renovation and rehab loans.
  • First time home buyer programs such as Oregon Bond
  • Down payment assistance.


As your Mortgage Loan Originator, you can count on me for timely follow up, honesty, and integrity throughout the entire loan process.  You can expect your phone calls to be returned promptly, and answers to your questions.  Making the loan process as easy and stress-free as possible is just one of the many reasons the majority of my business comes from repeat clients and referrals from those clients.

What Our Customers Say About Me

Andrew E. – Dec 2019
“Chris Holden is a one of the best mortgage loan originators i have had. His expert knowledge and professional advice made it easy to get everything prepared for the new loan. Chris was able to layout several options and make suggestions to help improve my credit score. With his help I was able to navigate the loan application process better and get a better result on closing the loan. I would highly recommend Chris Holden for those who are looking for a professional who is easy to work with and provides expert knowledge.”
Robert W. – Nov 2019
“Chris has helped us with three different mortgages. And a remodeling loan. I guess that fact alone, speaks for itself. Chris has always been responsive and very helpful. We enjoy his calm, cool and collected demeanor. But mostly we appreciate his high level of integrity.”
VANCE A. Sep-19
“Our first experience with Chris Holden was almost five years ago when we purchased our home while overseas. Chris worked with us to get pre-qualified so that the purchasing process would go as smoothly as possible and then worked with the issues involved in getting notarized signatures while out of the country. All went so well that when we decided to refinance and take advantage of lower rates we called Chris again and the refinancing process was even smoother than our first experience. In all of our home-buying experience, Chris Holden has been by far the best mortgage agent we have ever worked with. His follow through, helpfulness, timeliness and general personality have all been a big plus to our HomeBridge and Homebridge experience.”
Abel R. – Sept 2019
“When I decided to grow up and buy my own place I had no idea it could be so complicated (and a bit stressful) ,navigating the process would have been close to impossible for me. Chris’ effort and patience with me made it all possible ,now sitting in my own place I’m so glad I took that step and grateful to him for helping to make it happen. Thanks Chris!!”
Richard Miller - Project Manager
“This is our 3rd engagement with Chris and we couldn't be happier. With every engagement Chris ensures that we completely understand what the status is of our business and makes it a point to reach out to us to make sure that we know what is coming up on the horizon in the short term. Chris seems to never sleep as it doesn't seem to matter when we send over a new request or want an update he always seems to have a response within a few hours....No matter how late or early in the day it is. Dealing with Mortgages & Finances can be a disastrous experience without the right partner helping. I'm happy to say that Chris Holden is that right partner and we couldn't be happier with him and the services that Homebridge provides. Highly Recommended.”
Carmen Cordova - Sr. Salesforce Administrator
“Chris has helped me with four loans now. I can't imagine working anyone else! Not only is he an expert in his field, but his ability to present options in a way that gives real perspective is an art! I have complete and total trust in Chris to help me find the best solution for me. He communicates clearly through the whole process, and makes what can be an anxiety inducing task, incredibly easy! I recommend Chris without any hesitation whatsoever. He is fantastic!”
Jennifer M - Promotional Marketing
“My home refinance was a bit complicated and I had went through two people prior to finding Chris. After I found him the process even though complicating he helped in everyway possible and it seemed easier. Chris was helpful in suggesting possibilities, alternate solutions, and responded back in a timely manner. He was knowledgeable about what he knew and getting the process done. I couldn’t imagine having worked with anyone else other than Chris!”
Thelma Nemarundwe
“Chris was amazing to work with. Very patient, responsive and knowledgeable. Throughout the whole process l felt Chris had my best financial interest and he took the time to explain and review options with me. I will definitely recommend Chis to anyone looking for a home mortgage.”
Andrew Knapp - Director of Engineering, Salesforce
“Chris came recommended to us through a family member. In the beginning, we were assuming that we were going to use our primary bank for our mortgage needs, and just contacted Chris to get another quote. We couldn't have been more wrong! Chris was helpful, responsive and a delight to work with through the whole process. When compared with our bank (and their less than great communication), it was a no-brainer to choose to go with Chris and Homebridge for our loan. I can't recommend Chris enough, he was awesome!”
Travis Siders - Registered Nurse
“When purchasing our new home, my wife and I had no clue about the financial aspects of obtaining a loan. Chris was there every step of the way and ensured that we understood every detail, and made himself available at all times to us. I would highly recommend Chris to others and in fact have already started to mention him to friends and family members looking to obtain a home loan in the near future.”
Peggy Burns - Homeowner
“It is a pleasure to strongly recommend Mr. Chris Holden at Home Street Bank for his assistance in obtaining a HELOC. He thoroughly explained my options. I went back and forth in my decision making. He was consistently patient with me until I had come to a decision. Today I am officially approved for the loan! Thanks to Chris!”
Kurt McClellan - Sr Account Executive
“We worked with Chris to buy our last two homes. The first time, our situation was complicated and other brokers told us that we wouldn't be able to get a loan. Chris wasn't so easily deterred. He patiently talked through some creative ideas, honestly assessing pros and cons. With his help, we were able to get it done! Four years later, we decided to move. This time, our situation was much less complicated but he still made sure we talked through all the possibilities. In both cases, he was always available to draft up a same day pre-qualification letter, several times on weekends. I completely trust Chris and always felt he worked from a place of uncompromising integrity. Recently, my inlaws were looking to buy their first house. They had already decided to use another broker, however, I encouraged them to at least talk with Chris. After one conversation, they changed their mind and went with him and they were not disappointed. I would not hesitate to work with Chris again in the future or recommend others to do the same.”
Annie acurttright - optometrist
“Chris had helped us with an original mortgage, a re-fi and a line of credit. He is very quick to respond and gave me all the friendly reminders I needed to set up all my paperwork. He makes the process simple, so we keep coming back for more :)”
Jack Hurt - Retired engineer
“Chris was very professional and competent. No snags during the process. I would not hesitate to recommend him.”
Mark Valadez - Associate Administrator, Dept of Surgery, OHSU
“I have financed two homes with the help of Chris Holden and would definitely use him again if we are ever in need for another home loan He is excellent to work with. He makes a sometimes confusing and frustrating process painless. He is proactive, prompt, accessible, quick to respond, and extremely pleasant to work with. I highly recommend Chris to anyone in need of a home loan!”
Se-ah-dom Edmo - Sovereignty Program Director
“We are a multi-generational Native family. We had a complicated home selling and buying process. Chris helped our family create a clear action steps, communicated respectfully and helped us through from thinking about purchasing to closing. Our family first met Chris in 2014 and he has now helped us with 2 loans. These were the biggest purchases our family has ever made. We highly recommend Chris and his work and encourage everyone to have a conversation with him even if you think you might not be ready - call him - he can get you on your way!”
Jim goodell - Pharmacist
“Chris has helped my family with both refinancing a home loan and in acquiring a home equity line of credit. Chris is always available for answering questions and has made the loan application process very easy for my family. I highly recommend utilizing chris's Services if you are in need of a loan.”
John Van Beek - Head of Household, Musician, Homeowner
“Chris was great at guiding us through the loan process; always quick to reply (even when out of the office) to any questions we had. Smooth sailing was had through the entire transaction, with helpful suggestions along the way to pilot us into our new home port. Thanks!”

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