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    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
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      • Documents You’ll Need
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
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      • Home Renovation Loans
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      • Find A Loan Originator
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Charles Donovan

Branch Manager, Mortgage Loan Originator

NMLS #137232
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  • Learn About Renovation
  • About Charles
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For your home improvement needs, visit Service Finance Company to find a trusted local contractor.
Wayne Branch
NMLS #1563662
353 W. Lancaster Avenue
Suite 100 Wayne, Pennsylvania 19087
Charles.Donovan@homebridge.com
C: (484) 467-5576
F: (877) 892-0461
Add me to your contacts
For your home improvement needs, visit Service Finance Company to find a trusted local contractor.

About Charles Donovan

Start Your Loan >
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As a licensed HomeBridge Mortgage Loan Originator in Pennsylvania (NMLS #137232), Charles Donovan can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Charles welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Charles has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Charles Donovan Anytime

Feel free to contact Charles anytime by phone or email for personalized service and expert advice. Charles Donovan will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Charles Donovan is 203(k) Renovation Lending Certified

Charles is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Charles Donovan values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Charles by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
#1In the Nation
FHA 203(k)Renovation LenderSource: HUD Endorsement Summary
Wayne Branch
NMLS #1563662
353 W. Lancaster Avenue
Suite 100 Wayne, Pennsylvania 19087
Charles.Donovan@homebridge.com
C: (484) 467-5576
F: (877) 892-0461
Add me to your contacts
Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »

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Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Celebrate Earth Day, April 22, 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »

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Recent Reviews

Customers, submit your HomeBridge Reviews

You will receive a secure email from our review Partner "TrustPilot" to complete your review. Reviews are intended only for current and/or past customers of HomeBridge and this Loan Originator.  If you are not a customer, please visit this page for contact info.

Hagen M.

March 2018
“Thorough, friendly, easy and manageable and professional.”

Gregory M.

March 2018
“Trust worthiness of Charles, he has always had our best interest in mind.”

Kim R.

October 2017
“Attention to detail and circumstances.”

Liang D.

October 2017
“Charles Donovan is the best Mortgage banker we have ever worked with!”

Andrew M.

Philadelphia, PA
“Charles was incredibly easy to work with. He was always friendly, quick to respond to questions, and reliable when needed. Would definitely recommend to friends in need of a home mortgage. Thank you!”

William A.

Wayne, PA
“Our Loan Officer was attentive and courteous. Did a great job walking us through our first house purchase in 19 years.”

Daniel B.

Wayne, PA
“Kept us informed, gave good alternatives when the appraisal was a little lower than needed for no cash-in. E-signing and e-submission was great! Always prompt responses to inquiries.”

Lisa F.

Chesterbrook, PA
“It was way easier than the dealing with a large national bank. Communication was more personal, and everyone seemed very knowledgeable. They were so eager to help.”

Posts from HomeBridge

Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »

continue reading

Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Celebrate Earth Day, April 22, 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »

continue reading

Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Unison HomeBuyer for Down Payment Assistance

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »

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Jan 5 2018
HomeBridge Financial Services
HomeBridge
73 posts

Jobs Grow and Home Prices Continue Rise

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »

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Dec 26 2017
HomeBridge Financial Services
HomeBridge
73 posts

Bed Sheet Breakdown

They say you spend one-third of your life in bed, but with the right set of sheets you might want to make it even longer. Thread count. This refers to the number of threads... »

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Dec 22 2017
HomeBridge Financial Services
HomeBridge
73 posts

Strong Sales Despite Inventory

"I wish I was homeward bound." (Simon and Garfunkel) Home sales and construction data rose in November, helping more buyers head toward new homes. November housing starts rose 3.3 percent from October to an... »

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Dec 18 2017
HomeBridge Financial Services
HomeBridge
73 posts

Get Ready to Originate Loans with HomeBridge!

The proposed SAFE Transitional License Act will allow Bank Loan Originators the ability to immediately originate loans while awaiting licensing. This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 and provides Loan... »

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Dec 15 2017
HomeBridge Financial Services
HomeBridge
73 posts

Solid Consumer Spending

"I've got nothing but money...and I wanna spend it all on you." (will.i.am) Solid consumer spending kicked-off the holiday shopping season on a bright note. The Commerce Department reported that retail sales jumped in... »

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Dec 12 2017
HomeBridge Financial Services
HomeBridge
73 posts

A Platform Built for Top Originators

A recent survey of top HomeBridge Loan Originators revealed the many reasons they choose HomeBridge. What do you think about HomeBridge’s Selling Solutions platform for Originators? “This is state of the art, contemporary and EXACTLY... »

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Dec 11 2017
HomeBridge Financial Services
HomeBridge
73 posts

What are the benefits of a VA loan?

The Veterans Administration gives veterans, active-duty military members and eligible spouses many benefits, including valuable VA home loan benefits. But, what does this mean and how does it work? Your VA loan benefit... »

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  • Column One
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
  • Column Two
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
  • Column Three
    • Home Mortgage Loans
      • Conventional Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovations
  • Column Four
    • About HomeBridge
      • Who We Are
      • Our Mission
      • Why HomeBridge
      • Working at HomeBridge
      • Customer Reviews of HomeBridge
  • Row 2
    • Loan Resources
      • Row Two Column One
        • Mortgage Glossary
        • Renting vs Owning
        • Credit Basics
        • Down Payment Options
        • Your Mortgage Payment
        • Appraisal Basics
      • Row Two Column Two
        • Find A Branch
        • Find A Loan Originator
      • Row Two Column Three
        • Frequently Asked Questions
        • Licensing
        • HMDA
          Home Mortgage Disclosure Act Notice
      • Row Two Column Four
        • HomeBridge Blog
        • Videos
        • Facebook
        • Twitter
        • LinkedIn
        • Google+
        • YouTube

HomeBridge Financial Services, Inc.
NMLS #6521
194 Wood Avenue South, Ninth Floor
Iselin, NJ 08830
Direct: 732-738-7100
Toll Free: 866-933-6342
customerservice@HomeBridge.com
For more information about HomeBridge visit www.HomeBridgeInc.com

HomeBridge is not acting on behalf of or at the direction of HUD/FHA or the Federal Government

© 2018 HomeBridge Financial Services, Inc.

For more information about our corporation visit www.HomeBridgeInc.com

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