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  • Home Purchase & Refinance
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
    • Home Mortgage Loans
      • Home Mortgage Loans
      • Conventional Loans
      • VA Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovation Loans
  • Loan Resources
    • Let’s Get Started
      • Find A Branch
      • Find A Loan Originator
      • Start Your Loan
      • Get a Free Rate Quote & Personalized Loan Comparison
    • Mortgage 101
      • Mortgage 101
      • Mortgage Glossary
      • Renting vs Owning
      • Credit Basics
      • Down Payment Options
      • Your Mortgage Payment
      • Appraisal Basics
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Alishia Hoskins

Branch Manager, Mortgage Loan Originator

NMLS #287311
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  • Learn About Renovation
  • About Alishia
  • Client Reviews
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For your home improvement needs, visit Service Finance Company to find a trusted local contractor.
Albany Branch
NMLS #1563671
1801 17th Avenue SE
#1 Albany, Oregon 97322
Alishia.Hoskins@homebridge.com
O: (541) 981-9407
F: (877) 292-9399
Add me to your contacts
For your home improvement needs, visit Service Finance Company to find a trusted local contractor.

About Alishia Hoskins

Start Your Loan >
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As a licensed HomeBridge Mortgage Loan Originator in Oregon (NMLS #287311), Alishia Hoskins can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Alishia welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Alishia has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Alishia Hoskins Anytime

Feel free to contact Alishia anytime by phone or email for personalized service and expert advice. Alishia Hoskins will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Alishia Hoskins is 203(k) Renovation Lending Certified

Alishia is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Alishia Hoskins values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Alishia by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
#1In the Nation
FHA 203(k)Renovation LenderSource: HUD Endorsement Summary
Albany Branch
NMLS #1563671
1801 17th Avenue SE
#1 Albany, Oregon 97322
Alishia.Hoskins@homebridge.com
O: (541) 981-9407
F: (877) 292-9399
Add me to your contacts
Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

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Apr 10 2018
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Recent Reviews

Customers, submit your HomeBridge Reviews

You will receive a secure email from our review Partner "TrustPilot" to complete your review. Reviews are intended only for current and/or past customers of HomeBridge and this Loan Originator.  If you are not a customer, please visit this page for contact info.

Joshua S.

March 2018
“They worked with us very well and provided good communication.”

Hayley L.

March 2018
“Alishia was great! Very helpful!”

James M.

March 2018
“Friendly, professional, knowledgeable team to work with. Good communication with customers.”

Christina W.

March 2018
“They were awesome.”

Timothy R.

March 2018
“Great service and very helpful.”

Fagan B.

March 2018
“I received wonderful and attentive service. Alishia was always helpful and she answered all of my questions. I always felt important.”

Timothy D.

March 2018
“I am extremely pleased with the service.”

Anthony R.

March 2018
“Outstanding customer service and always dependable!”

Jamie W.

February 2018
“This team is amazing!”

Brandon D.

November 2017
“Excellent customer service. Walked through every step. Always available for questions.”

Kyle B.

November 2017
“Very easy to work with. Great customer service.”

Brandon D.

November 2017
“Excellent customer service. Walked through every step. Always available for questions.”

William R.

October 2017
“We didn't know what to expect going through this. Everything was explained in an easy way to understand. Thank you.”

Robert G.

October 2017
“Professional, courteous, punctual responses.”

Richard R.

October 2017
“Very helpful.”

Jeffery S.

October 2017
“Quick response, very knowledgeable.”

Cheyenne S.

October 2017
“Easy, got everything done perfectly!”

Shari S.

Lebanon, OR
“Alishia and her team did an amazing job with my buyers. They live in Bethel, Alaska and everything went smoothly every step of the way!!!”

Casey M.

Lebanon, OR
“WOW!! Exceptional service working with Alisha Hoskins!! My first-time home buyers and I worked with Alisha to buy their first home and by far the best possible experience. Alisha is helpful, prepared, a great listener and she got the loan to close on time! Thank you Alisha:)”

Margaret N.

Lebanon, OR
“Very helpful and always pleasant.”

John M.

Albany, OR
“Thank you for taking us down the home loan process. Everything seemed to go smoothly for us, quickly also!”

Dana B.

Mount Angel, OR
“She worked hard to get this loan to close as quickly as possible. The appraiser was late in turning in the appraisal. Buyer was extremely prompt in providing updated info and wonderful to work with throughout the process.”

Aimee S.

Albany, OR
“She was fast!”

Shasta H.

Philomath, OR
“Love Alishia :)”

Sherri E.

Albany, OR
“Love working with Alishia Hoskins!”

Melissa W.

Salem, OR
“I always felt like I was kept informed, and was very happy how quick and easy the home buying process was.”

Bill F.

Scio, OR
“Great job. Thank you :)”

Dave P.

Albany, OR
“Great communication. Loan was ready to go earlier than expected.”

Brandon D.

Albany, OR
“Everything went smooth. Informed throughout entire process. Closed quickly. Like the electronic signature forms.”

Sherri E.

Lebanon, OR
“Always lovely working with Alishia Hoskins!”

Barbara P.

Sweet Home, OR
“Always good to work with Alishia.”

Stephen B.

Albany, OR
“Alishia and team were professional, fun to work with, friendly and efficient - always on top of things! Always took time and made me feel like I was there #1 client.”

Robin C.

Albany, OR
“Alishia Hoskins did an excellent job of communicating with me as needed. She was extremely personal and at my signing, her and my agent got me flowers and a gift card.”

Jamie B.

Lebanon, OR
“Alishia is a rock star, as usual!! I never hesitate to refer clients to her for loan qualifying. I know she will always give them great service, and do everything she can for them.”

Aimee S.

Albany, OR
“Alishia is amazing. She always exceeds my expectations and closes deals on time or early! All my customers are very satisfied, which is why I continue to refer all my buyers to her.”

Sherri E.

Albany, OR
“Alishia is fantastic with my clients. She is timely in connecting with the leads I send her way and takes great care of the borrowers by meeting with them, answering questions, counseling them on the products available and then deciding on what 's best for them. She is great to work with from an agent 's point of view as she keeps me informed of loan type, approval amount, closing costs needed, etc. Personally, I think she deserves to ALWAYS have a great assistant behind her to leverage her time with agents and clients. I will continue to refer clients to Alishia so they can have a great advocate and so I can have a smooth transaction!”

Galen O.

Keizer, OR
“Alishia stepped up and got it done on time, I was sure it would not close and it did, rabbit out of the hat.”

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Apr 13 2018
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Dec 18 2017
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The proposed SAFE Transitional License Act will allow Bank Loan Originators the ability to immediately originate loans while awaiting licensing. This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 and provides Loan... »

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Dec 15 2017
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Dec 11 2017
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  • Column One
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
  • Column Two
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
  • Column Three
    • Home Mortgage Loans
      • Conventional Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovations
  • Column Four
    • About HomeBridge
      • Who We Are
      • Our Mission
      • Why HomeBridge
      • Working at HomeBridge
      • Customer Reviews of HomeBridge
  • Row 2
    • Loan Resources
      • Row Two Column One
        • Mortgage Glossary
        • Renting vs Owning
        • Credit Basics
        • Down Payment Options
        • Your Mortgage Payment
        • Appraisal Basics
      • Row Two Column Two
        • Find A Branch
        • Find A Loan Originator
      • Row Two Column Three
        • Frequently Asked Questions
        • Licensing
        • HMDA
          Home Mortgage Disclosure Act Notice
      • Row Two Column Four
        • HomeBridge Blog
        • Videos
        • Facebook
        • Twitter
        • LinkedIn
        • Google+
        • YouTube

HomeBridge Financial Services, Inc.
NMLS #6521
194 Wood Avenue South, Ninth Floor
Iselin, NJ 08830
Direct: 732-738-7100
Toll Free: 866-933-6342
customerservice@HomeBridge.com
For more information about HomeBridge visit www.HomeBridgeInc.com

HomeBridge is not acting on behalf of or at the direction of HUD/FHA or the Federal Government

© 2018 HomeBridge Financial Services, Inc.

For more information about our corporation visit www.HomeBridgeInc.com

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