About Adam Hynes

As a licensed HomeBridge Mortgage Loan Originator in New York (NMLS #180628), Adam Hynes can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Adam welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Adam has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Adam Hynes Anytime

Feel free to contact Adam anytime by phone or email for personalized service and expert advice. Adam Hynes will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Adam Hynes is 203(k) Renovation Lending Certified

Adam is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Adam Hynes values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Adam by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
John B. Aug-18
“The experience was easy and seamless.”
John B. Aug-18
“The experience was easy and seamless.”
John B. August 2018
“The experience was easy and seamless.”
John B. August 2018
“The experience was easy and seamless.”
Bhounauth P. June 2018
“Excellent service and always responded very fast.”
Benjamin D. November 2017
“Great service.”
Sarah C. October 2017
“Adam was great! He was extremely knowledgeable and communication was continuous!”
Ira R. October 2017
“The folks at HomeBridge are wonderful to deal with. Thorough, professional and I would recommend them any day!”
Ronald R. Brentwood, NY
“He was the best, he answered the phone no matter the time of day it was and always had the answer for my questions. It was just a perfect experience.”
Debra M. Patchogue, NY
“Best Loan Officer I could ever deal with, informative, kept me up to date on everything going on. He would reach out to explain things prior to me calling, best customer service attitude I have ever dealt with. When it comes to Loan Officers I recommend Adam Hynes to other agents and other buyers. He's just the best. You're lucky to have him work for you.”
Michael G. Coram, NY
“Adam is the best he was so helpful with everything and couldn't of asked for a better person to help me through everything he was awesome through this whole process!! :)”
Jennifer S. Port Jefferson Station, NY
“Very thorough and professional. Was a pleasure to work with.”
Michael D. Sound Beach, NY
“Very reliable and hard working.”
Moin U. Selden, NY
“Very helpful.”
Tiffany B. Elmont, NY
“Adam kept me in the know, and what I didn't understand he took the time to explain to me.”
Edgardo C. Coram, NY
“Adam provided me with all that I needed for my new home. I was stepping into very unfamiliar territory as a first time home buyer and he sat me down to fill me in with whatever I was not sure about. He was a very informative broker and very prompt. Could not as for anything more.”
Jason S. Sound Beach, NY
“Adam stayed on top of the progress of the loan throughout the process and helped with anything needed along the way.”
Michael M. Port Jefferson Station, NY
“Adam was very helpful and answered all of our questions and made everything easy to understand.”
Chris C. Mastic, NY
“Adam did an outstanding job. The buyer had chosen another bank initially to do the loan but they were not approved due to several mistakes that they made. Adam and his team came through with flying colors and got the deal closed!! Thank You. Adam!!!”
Robert K. Baiting Hollow, NY
“Adam Hynes is the best. He was very helpful and did what ever it takes.”
John L. East Islip, NY
“Adam Hynes was terrific throughout the entire process. He is easily accessible and breaks things down to make it easy to understand. Adam was extremely professional and I will highly recommend him to all friends and family in the future.”

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