About Jeff Conn
Jeffrey P Conn is an Atlanta native who thoroughly understands the area’s growing and diverse real estate market. He graduated from the University of Georgia and has more than 23 years of mortgage sales and management experience. As the Kennesaw Branch Manager, Jeff works hard to ensure his customers, as well as his employees, receive the highest level of service and professionalism. He enjoys helping families achieve the dream of homeownership, but also takes pride in training new Mortgage Loan Originators to do the same. Jeff is an 18-time recipient of the Mortgage Bankers Association of Georgia’s Gold Award and has proudly closed more than $2 billion in mortgages for metro-Atlanta home buyers.
Branch address: 125 Townpark DriveSuite 125, Kennesaw, Georgia 30144
Branch NMLS: #167159
6 Steps to Buying your Empire Home
Get Pre-Approved and Lock in your Rate
We’ll learn your price range and which loan program makes the most sense for your scenario. At this point, you will start the loan application and have the ability to lock in an interest rate.
Work with Empire salespeople to find your dream home. They will help you understand which homes fit your budget, then show you available homes and options.
Choose Your Empire Home & Finish Your Application
Once you’ve found the perfect Empire home, you’ll finalize your loan application. We’ll work to ensure that you get the financing you need!
Our processors will verify all of your application information, including personal and financial documentation, to confirm that everything provided is accurate and up to date.
An underwriter on our team will review your loan documents. There may be more questions or additional requests from you. If so, we will reach out in order to keep your homebuying journey on track!
Once our underwriters have cleared the loan, you’ll be issued an approval, and the building process can begin.
Your home is being built! It is important for you to maintain the same financial habits you’ve always had, as any changes might change your loan eligibility. If you have any questions, we’ll be available throughout the process.
Forty-five days before closing, we will request updated documents to get your loan Clear to Close and request updated change orders and amendments. An appraisal will also be ordered.
Closing & Funding
Closing Disclosure and closing package documents are signed. You’ll wire funds to escrow for the closing attorney. Afterward, you’ll do a final walk-through and receive the keys to your new Empire home! Congratulations!
TODAY’S RATE FOR TOMORROW’S DREAM HOME
Introducing Extended Rate Lock
As the housing market changes, so do mortgage rates. A jump of only 2% can make a huge difference in the long-term affordability of your home. Our Lock & Shop programs means you can ensure that your interest rate won’t change as your home is being built.
With our Lock & Shop programs you can:
- Lock your rate for up to 360 days* while you shop for a home
- Exercise a one-time float down within 60 days of closing**
- Need to be under contract at least 30-45 days prior to the expiration of the lock period
*Rate sheet pricing applies. If the lock needs to be extended, Homebridge rate extension fees may apply.
** The one-time float down is available for borrowers with a lock period of one hundred twenty (120) or three hundred sixty (360) days. This program requires an upfront fee and a rate add on. Homebuyers can exercise a one-time float down within 60-days of closing. The new rate is based on the rate sheets on the date that the homebuyer elects to execute the float down.
MAKING YOUR EXPERIENCE SIMPLE,
TRANSPARENT AND AFFORDABLE
Discover available loan options from conventional to niche products.
Leave buying the homebuying myths that may be holding you back.
Position yourself for success by using our homebuying tools and calculators.
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