As of May 2019, interest rates are the lowest they’ve been in almost 30 years. This means it’s a great time to buy a home, or in some cases, refinance. Refinancing is not... »
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The US Economy Remains “Durable”Apr 26 2019
Good news is typically bad news for bonds and home loan rates. That has not been the trend of late, and certainly not this past week.
Durable Goods Orders is a report which shows... »
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Our associates have spoken, and Homebridge Financial Services, Inc. has been named one of the leading places to work in the residential mortgage industry according to an employee survey produced by Mortgage Professional America.... »
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Fed Sparks Economic ReaccelerationApr 19 2019
The economic data coming out of the US this week showed that not only is a recession highly unlikely anytime soon, but the economy is actually reaccelerating from the slowdown seen last Fall.
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Yield Curve Inversion ExplainedMar 29 2019
"It's getting better all the time" (The Beatles) That is the best way to describe the current home loan rate environment. This past week we saw mortgage rates experience their largest one-week decline... »
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Thank You, Mr. PowellMar 22 2019
The monetary authority of the United States, the Federal Reserve, meets 8 times a year to discuss the economy and adjust monetary policy to promote maximum employment and maintain price stability (inflation).
The Fed,... »
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Word of the Day: ComplacencyMar 15 2019
Volatility has disappeared in the financial markets and a sense of calm and complacency has emerged. Why? Well, thanks to the Fed, and to reduced threat of inflation and higher rates, both stocks... »
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Disinflation Washes Up On Our ShoresMar 8 2019
“It's a small world after all.” If inflation moves lower — or is expected to move lower — rates must go lower as well. That's the situation right now.
The financial markets and interest... »
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Homebridge is honored to announce that 2018 saw 30 of our Loan Officers named to Mortgage Executive’s Top Mortgage Originators in America.
This distinction was based on the number of loans closed and volume.
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U.S. Economy Showing Solid GrowthMar 1 2019
This past week, the Bureau of Economic Analysis (BEA) reported the U.S. economy, as defined by Gross Domestic Product (GDP), grew at a 2.6% rate in the fourth quarter of 2018. Economists and... »
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We'd like to give a warm welcome to one of our new Mortgage Loan Originators - Cheryl Zenski! Cheryl will be helping the residents of the Temecula, CA metro area get one step... »
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“Whatever you are, be a good one.”Feb 15 2019
Presidents Day is a time to honor our past presidents. We look to Abraham Lincoln’s quote as it resonates with our mission as a company. Simply put: do as best as you can,... »
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Canary in the Coal MineFeb 15 2019
"Only got twenty dollars in my pocket…" (Macklemore & Ryan Lewis) The financial markets are sensing that the predicted government shutdown and protracted trade war with China will be averted. This is good news... »
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Issues in Europe Affect Our MarketsFeb 8 2019
Bad news is good news for the U.S. bond market and rates. This past week, bad news by way of worse-than-expected economic numbers in Europe cast a dark shadow on the financial markets.... »
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Rates Improve on Mixed Economic NewsFeb 2 2019
The Fed met this past week. As expected, they didn’t hike rates and the Fed Statement was very “dovish,” suggesting that rate hikes will be off the table for most, if not all,... »
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A Booming Economy Sees Rates ClimbJan 26 2019
Despite bond-friendly news with the unresolved US/China trade relations and the ongoing government shutdown, rates actually touched 2019 highs midweek — this as stocks continue to move higher.
Home loan rates have been on... »
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Opposing Forces Keep Rates SteadyJan 12 2019
“We are good where we stand right now.” (Fed President James Bullard — January 10, 2019) Stocks continued to react positively to Fed Chair Powell’s Jan 4th speech, where he essentially said, “we... »
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Good News for the Start of the New YearJan 5 2019
“Workin’ for a Livin’.” (Huey Lewis and the News) iPhone maker Apple, was a downer this week as the company announced a surprise weak sales and earnings forecast for the first quarter of... »
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Electrical Safety Tips During the HolidaysDec 21 2018
Electrical Safety Tips During the Holidays
Decorating your home is one of the most enjoyable parts of the holiday season. Because electricity is involved with so many holiday decorations, it's important you follow a... »
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Looking to take your listing photos to the next level?
You know the listing basics: great photos, highlight the strongest features, talk about amenities… this isn’t your first rodeo. Unfortunately, there are a lot... »
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Home Maintenance You Should Be Doing MonthlyDec 21 2018
HOME MAINTENANCE YOU SHOULD BE DOING MONTHLY
According to NerdWallet, nearly half of homeowners cite unexpected home repairs as a source of anxiety. And no wonder — surprise repairs can be costly, and they also seem... »
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Renovation Tip of the Month- November 2018Dec 21 2018
HOME REMODELING TIP OF THE MONTH
Your Renovation Concierge Service reviews over 150 potential work writes each month and one of the main requested improvements we see from around the country is new... »
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Chapman Lending Team
Most veterans know they can purchase a home with ZERO down payment with a VA loan. However, when refinancing with a VA loan, can one pull out... »
Read More of the post VA Home Loan 100% Cash-Out Refinance: How it Works, Get Rates and Apply
Great Environment for Home BuyersDec 15 2018
“It’s a tug of war, we expected more.” (Paul McCartney) Home loan rates bounced around this week due to volatility in the U.S. Bond market, but went into the weekend still near three-month... »
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By Miriam Cross, Kiplinger.com
The line between home rentals and hotels is blurring, and that’s good news for travelers who like the idea of staying in a home away from home but are skittish... »
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