For the second year in a row, the Department of Housing and Urban Development’s (HUD) endorsement summary report has Homebridge ranked as the #1 203(k) renovation lender of the year. Setting the standard,... »
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Jobs and Wages Better Than ExpectedNov 3 2018
“Workin’ 9 to 5, What a way to make a livin’.” (Dolly Parton) This past week showed more and more people working 9 to 5 and home loan rates didn’t like it.
First the... »
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10 Things Not To Do While Getting Home FinancingOct 24 2018
10 things not to do while getting home financing
Transfer money between accounts unless receiving complete documentation from your bank itemizing all transfers.
Make unnecessary checking or savings account transactions, such as withdrawals... »
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Mixed Messges from the FedOct 19 2018
“Now did you read the news today? They say that danger’s gone away.” (Genesis) Our Federal Reserve has a dual mandate: to maintain price stability (inflation) and maximize employment. They also have a... »
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12 Ways To Prep For High Winds And High WaterOct 15 2018
12 ways to prep for high winds and high water
Here’s how to prep for the hurricanes, Nor’easters and flooding that plague many parts of the country.
Remove dead tree limbs.
Secure patio furniture, trash barrels,... »
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7 key steps if your home suffers a major lossOct 15 2018
7 key steps if your home suffers a major loss
Immediately file a claim with your insurance company. For flooding, contact the National Flood Insurance Program(NFIP). If you don’t have coverage, check DisasterAssistance.gov and FloodSmart.gov for possible assistance.
Document pre-loss and... »
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8 keys to success in business—and in life!Oct 15 2018
8 keys to success in business—and in life!
Start the day early. Get things done without interruption. Respond to emails. Do your to-do list, beginning with what you need to accomplish the first two or three... »
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3 tips to keep hackers out of your smart devicesOct 15 2018
3 tips to keep hackers out of your smart devices
There are smart speakers, thermostats, appliances, security systems and virtual assistants (Amazon Alexa, Google Home). What makes them “smart” is the Internet—where hackers are.
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10 home improvements to boost your home’s resale price
Doorways and decks. First impressions count. New doors, entries and decks score with buyers.
Polish the landscape. Prune bushes and trees, mulch beds, cut the grass.
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The Key to Establishing Good HabitsOct 15 2018
The Key to Establishing Good Habits
We all have habits that we wish we could build into our day-to-day lives. Whether you want to establish a habit of healthy exercise, excellent productivity at work,... »
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Caring for Your Lawn All Year RoundOct 15 2018
Caring for Your Lawn All Year Round
A beautiful lawn can showcase a beautiful home — but a messy lawn can make the whole place look less appealing. Do you know how to keep... »
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With home buyers, building trust is key.Oct 15 2018
With home buyers, building trust is key.
In a super competitive industry, you can't just be good at your job — you need something extra to make sure you're closing deals and staying ahead... »
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How to start your day on the right foot.Oct 15 2018
How to start your day on the right foot.
Getting off on the wrong foot can derail your whole day. That's why it's so important to start your morning off right for a productive... »
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Is your website effective?Oct 15 2018
Is your website effective?
Is your website working for you, or is it dead weight? A business website has to have certain features, capabilities, and information in order to be effective. And of course,... »
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Don’t be cheap with listing photos.Oct 15 2018
You know that listing photos are essential to selling a home. That's why it's crucial to do them right! Great listing photos can make potential buyers fall in love before they even set... »
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Get A Living Room You Love To Live In!Oct 15 2018
Whether you call it a living room, a family room, a den, or something else altogether, this space is meant for relaxing, socializing, and spending time with friends and family. Of course, that... »
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When the economy is UP like it is right now it is even more important to stabilize the housing market. This means stabilizing rates. Housing and unemployment are doing VERY well so a... »
Read More of the post Why are mortgage rates up a little? (Very Little)
10 Reasons To Get Pre-Approved Before You ShopOct 15 2018
I know you are excited to see homes or have to get out there because you have an urgent timeline for your move. But don’t get sidelined by being unprepared. Here are ten... »
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THE TAX BENEFITS OF BEING A HOMEOWNER
When purchasing or selling a home, one should consider the many tax benefits. Buying a home is usually the biggest investments a person will ever make. Due... »
Read More of the post But BAH Is Not Taxed, Can I Still Write All This Off On My Taxes???
Bond Prices Drop While Interest Rates RiseOct 5 2018
“Well, I’m going down...down, down, down, down, down.” (Jeff Beck) The big news of the week — Bond prices went down, down, down, resulting in a sharp rise in interest rates to levels... »
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Mixed News on New ConstructionSep 22 2018
"Don't rain on my parade." Barbra Streisand. Housing Starts were on the move higher in August, but the news on future construction was a bit of a damper.
August Housing Starts rose 9.2 percent from... »
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Consumer Spending DisappointsSep 14 2018
"Rainy days seem to wind up sunny, long as you got a little spending money." Jimmy Buffett. Retail Sales were on the damp side in August, rising at their smallest level since February.
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Growth in Jobs and WagesSep 7 2018
"There's no thrill like throwing a touchdown pass." Joe Montana. The labor sector scored in August with solid numbers on job and wage growth.
U.S. employers hired 201,000 new workers in August, above the... »
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As interest rates increase and the housing market slows down, wouldn't it be great if a home buyer could just take over a current low rate mortgage on a home? Of course, and... »
Read More of the post Are VA Loans Assumable? YES, and the Buyer doesn’t even have to be VA Eligible!
Low Inventory Impacts SalesAug 24 2018
"Can you hear me now?" (Paul Marcarelli) July home sales figures spoke loud and clear regarding the impact low inventory is having on potential buyers.
Existing home sales decreased 0.7 percent to a seasonally... »
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The Chapman VA Loan Team at HomeBridge Financial now features the VA Renovation Loan
What is a HomeBridge VA Renovation Loan?
As the #1 renovation lender in the U.S., HomeBridge Financial... »
Read More of the post VA Renovation Home Loan: How to Include a $35,000 Remodel into a VA Home Loan
Housing Starts and Building Permits Move UpAug 17 2018
"I'm on my way. I'm on my way. Home sweet home." (Motley Crue) July brought some mixed news for homebuyers around the country who've been looking to find their way to new homes... »
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Home Prices Continue to ClimbAug 10 2018
"Home. Home on the range. Where the deer and the antelope play." (Bing Crosby) A discouraging word was heard by many potential homebuyers, as home prices continue to rise across much of the... »
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