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“We are good where we stand right now.” (Fed President James Bullard — January 10, 2019) Stocks continued to react positively to Fed Chair Powell’s Jan 4th speech, where he essentially said, “we have your back” — meaning that the Fed will be “flexible” and may not raise rates at…
Read More of the post Opposing Forces Keep Rates Steady

“Workin’ for a Livin’.” (Huey Lewis and the News) iPhone maker Apple, was a downer this week as the company announced a surprise weak sales and earnings forecast for the first quarter of 2019. Stocks and interest rates fell on the bad news, concerned that Apple, the first big tech…
Read More of the post Good News for the Start of the New Year

It was all about the Fed this past week. On Wednesday, they hiked the Fed Funds Rate by 25 basis points (0.25 percent). That rate affects short-term loans like auto and credit cards — what it doesn't affect are home loan rates. Home loan rates actually improved to the best…
Read More of the post The Santa Claus Rally

Electrical Safety Tips During the Holidays Decorating your home is one of the most enjoyable parts of the holiday season. Because electricity is involved with so many holiday decorations, it's important you follow a few simple tips to keep your home and family safe. Checking your decorations and electrical equipment…
Read More of the post Electrical Safety Tips During the Holidays