The 2018 VA Loan Limits have been released.

The VA loan program does not have a maximum amount a veteran can borrow using a VA loan. For 2018, the ZERO down payment limit will increase to $453,100. San Diego has increased from $612,950 to $649,750. The Chapman Lending Team at Homebridge covers every county in California, Arizona, Georgia and Virginia. Homebridge Financial lends in all 50 states. We are VA loan experts and help hundreds of veterans each year.

If you live in one of the following counties listed below, follow the data on the chart to determine the VA’s maximum guaranty amount for a particular county. These limits apply to all loans closed January 1, 2018 and afterwards. 

Below are the California county limits for 2017.

COUNTY                           2018 VA LIMIT

ALAMEDA                              $679,650

ALPINE                                   $463,450

AMADOR                                $453,100

BUTTE                                     $453,100

CALAVERAS                          $453,100

COLUSA                                  $453,100

CONTRA COSTA                   $679,650

DEL NORTE                           $453,100

EL DORADO                           $517,500

FRESNO                                   $453,100

GLENN                                     $453,100

HUMBOLDT                           $453,100

IMPERIAL                               $453,100

INYO                                         $453,100

KERN                                        $453,100

KINGS                                       $453,100

LAKE                                         $453,100

LASSEN                                    $453,100

LOS ANGELES                        $679,650

MADERA                                  $453,100

MARIN                                      $679,650

MARIPOSA                               $453,100

MENDOCINO                          $453,100

MERCED                                   $453,100

MODOC                                     $453,100

MONO                                        $529,000

MONTEREY                              $615,250

NAPA                                          $679,650

NEVADA                                    $477,250

ORANGE                                    $679,650

PLACER                                      $517,500

PLUMAS                                     $453,100

RIVERSIDE                                $453,100

SACRAMENTO                          $517,500

SAN BENITO                              $679,650

SAN BERNARDINO                  $453,100

SAN DIEGO                                 $649,750

SAN FRANCISCO                       $679,650

SAN JOAQUIN                            $453,100

SAN LUIS OBISPO                     $615,250

SAN MATEO                                $679,650

SANTA BARBARA                      $625,500

SANTA CLARA                            $679,650

SANTA CRUZ                               $679,650

SHASTA                                         $453,100

SIERRA                                          $453,100

SISKIYOU                                      $453,100

SOLANO                                         $460,000

SONOMA                                        $648,600

STANISLAUS                                 $453,100

SUTTER                                           $453,100

TEHAMA                                         $453,100

TRINITY                                          $453,100

TULARE                                           $453,100

TUOLUMNE                                   $453,100

VENTURA                                       $672,750

YOLO                                                $517,500

YUBA                                                $453,100


The Chapman Lending Team at HomeBridge Financial is honored to help many veterans utilize their VA home loan benefit each and every year.  We ARE NOT a call center.  Our goal is to provide the best customer service in the industry along with the most competitive rates and fees.

Semper Fi, Dan Chapman CAPT, USMC (vet)          Call (760) 456-7139

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