Jeff Stempler

Mortgage Loan Originator

NMLS #171047
Sep 21 2017
20 posts

Refinance: Why Should I?

Why Should I Refinance?

4 Great Reasons to Refinance Your Mortgage:

  • LOWER YOUR INTEREST RATE: Make a big difference in your monthly out-of-pocket costs for housing, meanwhile save money on financing fees over the life of your mortgage.
  • BUILD  EQUITY FASTER :  Homeowners in a position to make higher monthly payments could switch from a longer to shorter term mortgage (for example, 30 year to 15 year), where available.
  • CASH OUT ON EQUITY:  Use the equity you’ve already established to tackle those home improvement projects, pay off debt, or send your child to college.
  • CHANGE YOUR LOAN PROGRAM: Go from an  adjustable rate mortgage (ARM) to the  stability of a fixed rate mortgage. There are often more attractive rates and loan programs.

What past clients say about Refinancing with the Jeff Stempler Team:

“Jeff Stempler and his team did a great job managing expectations and shepherding me through the process. I have used Jeff for a mortgage or refinance three times and each experience has been great. I recommend Jeff to anyone looking for a lender.” – M, Adamstown, MD, April 2017

“From the very beginning, Jeff helped us to understand all the products available to us and the pros and cons of each, to the end, when we signed the final papers, we were kept up to date and always knew where we were in the process. This was the most painless refinance we have ever gone through. We will certainly turn to Jeff the next time we need a mortgage – whether for a purchase or a refinance. Highly recommend!!”  -C, Poolesville, MD, November 2016

Ready to discuss if this is right time to refinance?

Please contact me to begin your home financing process.

My team and I will answer all your questions and walk you through the entire refinance process, with the end goal of securing you the right loan. In conclusion, we are here to make your refinance as smooth and painless as possible.



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