Hey Folks! I’m Dean Bendall, the Mortgage Dean, with HomeBridge Financial Services, Inc. I upload videos every Thursday to bring you tips helpful information regarding home loans. Be sure to give this video a thumbs up and hit that subscribe button so you don’t miss anything!

The Pre-Approval Process

Disclosures

The Next Step

Processing

Underwriting

Closings

The Closing Packet

What’s In My Closing Packet

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This past week, home loan rates ticked up again despite the Fed recently cutting rates by a full point and the 10-year Note remaining just above 1%. Why? Mortgage backed securities (MBS) are bonds that price home loan rates. This week, the spread or difference in yield between the 10-year…
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The continued strength of the labor market, along with historically low mortgage rates, will keep positive housing momentum alive in 2020. The Unemployment Rate is currently at a 50-year low of 3.6% with expectations for the index to push even lower to 3.25% by year's end, matching lows last seen…
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Home loan rates continue to hover near three-year lows. There are some on Wall Street who say rates are going to push even lower at some point — and they may be right. But what if they're wrong? What if rates have bottomed for the foreseeable future? Yes, locking a…
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Bonds love uncertainty and bad news. As a result, rates improve when not-so-good news emerges. That was the story this past week, as China has reported a new deadly coronavirus has started to spread in their country. The virus, which spreads through human contact, has taken several lives and has…
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