The 2017 VA Loan Limits have been released.

The VA loan program does not have a maximum amount a veteran can borrow using a VA loan. For 2017, the ZERO down payment limit will increase to $424,100. San Diego has increased from $580,750 to $612,950. The Chapman Lending Team at Homebridge covers every county in California and Arizona. Homebridge Financial lends in all 50 states. We are VA loan experts and help hundreds of veterans each year.

If you live in one of the following counties listed below, follow the data on the chart to determine the VA’s maximum guaranty amount for a particular county. These limits apply to all loans closed January 1, 2017 and afterwards. 

Below are the California county limits for 2017.

COUNTY                           2017 VA LIMIT

ALAMEDA                              $636,150

ALPINE                                   $463,450

AMADOR                                $424,100

BUTTE                                     $424,100

CALAVERAS                          $424,100

COLUSA                                  $424,100

CONTRA COSTA                   $636,150

DEL NORTE                           $424,100

EL DORADO                           $488,750

FRESNO                                   $424,100

GLENN                                     $424,100

HUMBOLDT                           $424,100

IMPERIAL                               $424,100

INYO                                         $424,100

KERN                                        $424,100

KINGS                                       $424,100

LAKE                                         $424,100

LASSEN                                    $424,100

LOS ANGELES                        $636,150

MADERA                                  $424,100

MARIN                                      $636,150

MARIPOSA                               $424,100

MENDOCINO                          $424,100

MERCED                                   $424,100

MODOC                                     $424,100

MONO                                        $529,000

MONTEREY                              $575,000

NAPA                                          $636,150

NEVADA                                    $477,250

ORANGE                                    $636,150

PLACER                                      $488,750

PLUMAS                                     $424,100

RIVERSIDE                                $424,100

SACRAMENTO                          $488,750

SAN BENITO                              $636,150

SAN BERNARDINO                  $424,100

SAN DIEGO                                 $612,950

SAN FRANCISCO                       $636,150

SAN JOAQUIN                            $424,100

SAN LUIS OBISPO                     $586,500

SAN MATEO                                $636,150

SANTA BARBARA                      $625,500

SANTA CLARA                            $636,150

SANTA CRUZ                               $636,150

SHASTA                                         $424,100

SIERRA                                          $424,100

SISKIYOU                                      $424,100

SOLANO                                         $431,250

SONOMA                                        $595,700

STANISLAUS                                 $424,100

SUTTER                                           $424,100

TEHAMA                                         $424,100

TRINITY                                          $424,100

TULARE                                           $424,100

TUOLUMNE                                   $424,100

VENTURA                                       $636,150

YOLO                                                $488,750

YUBA                                                $424,100


The Chapman Lending Team at HomeBridge Financial is honored to help many veterans utilize their VA home loan benefit each and every year.  We ARE NOT a call center.  Our goal is to provide the best customer service in the industry along with the most competitive rates and fees.

Semper Fi, Dan Chapman CAPT, USMC (vet)          Call (760) 456-7139

Get a Free Rate Quote  –  Start an Online Application

Related Articles

The Department of Veterans Affairs can now back loans that exceed the conforming loan limit.  A bill eliminating this cap was signed into law by President Donald Trump on June 25th, 2019. [caption id="attachment_124871" align="alignright" width="300"] VA Loan Caps Could be Gone in 2020[/caption] The Blue Water Navy Vietnam Veterans Act allows…
Read More of the post Bill Eliminating VA Loan cap signed into law

Most veterans know they can purchase a home with ZERO down payment with a VA loan.  However, when refinancing with a VA loan, can one pull out 100% of the home's value? The short answer is yes, however, it does depend on the lender.  Many lenders have "overlays" capping the…
Read More of the post VA Home Loan 100% Cash-Out Refinance: How it Works, Get Rates and Apply

The 2019 VA Home Loan County Limits have been released. [caption id="attachment_108511" align="alignright" width="300"] 2019 VA Loan Limits Announced[/caption] For 2019, the ZERO down payment limit will increase to $484,350 for most counties. For some "high-cost" counties (table below) such as San Diego, the limit has increased from $649,750 to…
Read More of the post 2019 VA Home Loan County Limits Released

THE TAX BENEFITS OF BEING A HOMEOWNER When purchasing or selling a home, one should consider the many tax benefits.  Buying a home is usually the biggest investments a person will ever make. Due to various tax benefits put in place by the government to encourage consumers to purchase homes,…
Read More of the post But BAH Is Not Taxed, Can I Still Write All This Off On My Taxes???