Dan Chapman

Branch Manager, Mortgage Loan Originator

NMLS #1100657
Oct 21 2016
34 posts

VA Loans and Investment Property


VA Loans and Investment Property

The VA describes investment real estate as “property that the borrower does not occupy as a primary residence or second home, regardless of whether the property generates income for the borrower.”

The VA loan program does allow for qualified buyers to purchase a home, live in it as their primary residence and then later look to rent out the home. In many cases you may even purchase again with a $0 down VA home loan using the remaining VA loan entitlement.  A VA loan may also be used to purchase a multiunit property (up to a four-flex) as long as you intend to occupy at least one of the units as your primary residence.

Before investing in any rental properties it is best to speak with local realtors to determine if any construction or developments may be taking place in order to gauge the area.

Other VA Loan Questions:

The Chapman Lending Team at HomeBridge Financial is honored to help many veterans utilize their VA home loan benefit each and every year.  We ARE NOT a call center.  Our goal is to provide the best customer service in the industry along with the most competitive rates and fees.

Semper Fi, Dan Chapman CAPT, USMC (vet)

ChapmanTeam@HomeBridge.com          Call (760) 456-7139

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About the author:  Dan Chapman is the branch manager at HomeBridge Financial Services in North County San Diego, CA.  HomeBridge performs VA loans in 46 states.  Dan is a Naval Academy graduate, served as a Captain (O-3) in the Marine Corps, and is a Operation Iraqi Freedom veteran.  He has been focused on helping active duty military and veterans attain the dream of home ownership since 2007.  He is actively involved in several local veteran causes and performs VA loan seminars throughout greater San Diego on a monthly basis.  For a free consultation, please contact us anytime.


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