Consumers can see big savings by buying high priced items at the right time. Here’s what the shopping experts say…

Airline Tickets You’ll get the lowest price for a domestic flight approximately 47 days in advance. The prime booking window is from 114-27 days before departure. Fares are highest within 14 days of departure.

Appliances New models hit stores in September and October, so older models are cleared out at big discounts. Presidents’ Day, Memorial Day, Labor Day, and Black Friday also have good sales.

Cars and Trucks You’ll get the best price on a new vehicle early in the fall, when new models arrive and dealers offer discounts, cash rebates, and low- or no-interest financing on prior models. Also, negotiate your deal at the end of the month, when dealers need to make sales quotas.

Bicycles You’ll get the best deals in January and February and good markdowns in September.

Big Screen TVs Thanksgiving week has great prices on high-definition TVs, plus door-busters at up to 50% off. Name brands run deals around the Super Bowl to make room for new models.

Computers Laptops are discounted in late March and early April, as the Asian manufacturing cycle ends; August and September, for back-to-school; and Thanksgiving (Black Friday and Cyber Monday). Get deals on Apple gear when new models come out, or save on a refurbished model no more than a year old.

Cruises Booking nine months to a year ahead will get you the best price on a good cabin, especially if you use an agent with cruise experience.

Furniture Best prices are in January, July, and Presidents’ Day.

Grills Prices drop after Labor Day, with the best deals in October, although there’s less selection.

Jewelry Forget Valentine’s Day, the best sales are in May (after Mother’s Day), as well as July and August.

Lawnmowers Retailers cut prices in early spring, with deals peaking in April. There are good discounts for Father’s Day, then clearance prices after Labor Day.

Mattresses Shop Presidents’ Day and Labor Day, with Memorial Day offering the best selection and biggest discounts.

Outdoor Furniture Prices are rock-bottom in October and November, but if you want selection, pay a little more at late summer sales.

Refrigerators May is the best month, especially Mother’s Day and Memorial Day.

Wedding Dresses Bridal shops cut prices in early December to make room for new inventory, so proposals should be made before the holidays!

Now may be the best time to buy a new home or to refinance your current one at a lower rate, or to fund improvements while rates are still low. There are a wide range of financing options so feel free to contact us any time. Have a great day!

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