The VA is decreasing its loan limits effective January 1, 2015to match the loan limits established by the Federal Housing Finance Agency (FHFA). Those limits range from $417,000 to $625,500. 

Click here for more information, including county-specific limits. 

The VA will protect loan applications in process in the event of a decrease on the loan limit. As long as the sales contract and residential loan application were fully executed on or before December 31, 2014, the Veteran can use the higher loan limit that was in effect for that county in 2014. 

VA Interest Rate Reduction Refinance Loans (IRRRLs) are not impacted by the loan limit change. Please contact your HomeBridge Mortgage Loan Originator for more information.

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