When the time comes to search for a mortgage that fits your needs, it’s easy to get confused and even easier to get frustrated with the procedures involved. That’s why it is HomeBridge’s goal to simplify the mortgage process and make it as easy as possible for everyone involved.
As you start to search for a mortgage lender you can trust, here are some things to think about and reasons why you should consider HomeBridge. Of course, I work for HomeBridge, so I may be a little biased, but I think you’ll find my reasons hold up!
- Not all mortgage providers are created equal. Local credit unions, big banks and mortgage specific lenders, such as HomeBridge, don’t always offer the same types of mortgages. While you’ll find that many offer conventional and government loans, HomeBridge has an expertise in working with niche products, such as renovation mortgages, and with unique income situations, such as self-employed individuals.
- Rates change daily in the mortgage world, but customer service is constant with HomeBridge! Unlike an automotive dealership or your favorite clothing store, there are no ‘mortgage sales’ to take advantage of. Rates go up and down regularly, and what one bank may advertise isn’t necessarily the rate you’ll qualify for. HomeBridge has very competitive rates, but more importantly, we’re known throughout the housing industry for our dedication to customer service and quality in the mortgage process.
- Experience and focus in lending pays off. Homebridge Financial Services, Inc. has been in business for more than 25 years. We’re a private company that’s well funded with a strong infrastructure. In addition to our retail branches, we also have a correspondent division and two wholesale divisions, areas that the consumer may never come in contact with, but are vital to the health of the residential mortgage industry. At HomeBridge, mortgages are our only business and that focus benefits our customers across the country.
- Location, location, location! This adage holds true as you shop for a home, but also as you look for a home mortgage. HomeBridge is a national lender. Our retail branches work hand-in-hand together for the benefit of the borrower. Regardless of if you’re living in Manhattan and looking to move to the suburbs of New Jersey, or happen to be thinking of retiring somewhere warmer, such as Florida or Arizona, your local HomeBridge office can be of assistance.
Remember, a consultation with a mortgage professional is always free and there is never an obligation to work with us when you do decide to buy a home.